July 2010
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Retiring Retirement

Should we retire retirement? With 43% of Americans having $10,000 or less in retirement savings, and 27% with less than $1000, it is obvious that many people do not think for the future. In fact, recent research on people’s brains shows a tendency toward the use it or lose it mentality extending to people’s money [...]

Importance of Goals

I think we all learned about goal-setting in elementary school and beyond in school. Then we, well, forgot about it. However, goals are more important than we probably think. Especially written goals. Goals help you to see past the clutter of the moment to the future. It helps you to understand when you are going [...]

Americans Should Be Outraged Over the 401(k) Scam

This is just a disappearing mirage in the distance

Americans should be outraged over 401(k)s but for some reason, they are not. For some reason, 401(k)s (and IRAS for that matter) have become mainstream and actually promoted and accepted by most financial advisors. This includes some people who I think overall have a pretty good [...]